By accessing or using Paul's Handkerchief (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Platform.

You must be at least 18 years of age to create an account. F.O.G. Jr. is designed for adult holders to read aloud with children — the adult remains responsible; the child never creates an account. Under-18 accounts are suspended or terminated with data deleted per our Privacy Policy.

You are responsible for your credentials and all activity under your account. Notify us immediately if compromised.

You agree not to:

We may suspend or terminate your account, with or without notice, for violations, unlawful conduct, or risk of harm — with reasons given where practical. You may close your account anytime via profile settings. IP, Disclaimer, Liability, Indemnification, and Governing Law survive termination.

You retain ownership of journals, Q&A, and other submissions — but grant Paul's Handkerchief a non-exclusive, royalty-free, worldwide licence to display, reproduce, and distribute them as part of operating the platform. You are solely responsible for what you submit and confirm you have the right to share it.

F.O.G. translations, lexicon, commentaries, Q&As, and all original content are the intellectual property of Paul's Handkerchief and Jean Paul Joseph. All rights reserved. KJV and ASV are public domain, attributed where appropriate. Short excerpts may be quoted for personal, educational, or non-commercial purposes with attribution — all other reproduction requires written permission.

Anyone who has donated is recognised as a Patron — permanent, not dependent on ongoing payment. All donations are voluntary and non-refundable except where required by law.

Certain privileges — including RabbAI — are reserved for active monthly givers. Subscribing authorises recurring monthly charges via Stripe or PayPal until cancelled.

The platform is provided "as is" and "as available" without warranties of any kind. We do not warrant uninterrupted, error-free, or virus-free operation.

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages from your use of the platform.

You indemnify and hold harmless Paul's Handkerchief and Jean Paul Joseph from claims, damages, losses, or expenses (including reasonable legal fees) arising from your use, violation of these Terms, or submitted content.

Commentaries, Q&As, and devotionals are educational and devotional — not professional pastoral, theological, medical, legal, or psychological advice. Weigh everything against Scripture and seek human community and professional support where appropriate.

RabbAI is AI-generated and may be inaccurate or incomplete — not authoritative scholarship, nor a substitute for Scripture, qualified guidance, or pastoral counsel.

Governed by the laws of New Zealand, exclusive jurisdiction of NZ courts. Before formal proceedings, please raise issues with us directly so we can try to resolve them informally.

Unenforceable provisions are limited or removed to the minimum extent necessary; the rest continues in full force.

Material changes are communicated by email and/or in-app notice at least 14 days before taking effect. Continued use after notification constitutes acceptance.

Questions about these Terms? Contact us.